亚洲金融发展报告：普惠金融篇

I 亚洲金融发展报告 ──普惠金融篇 对外经济贸易大学出版社 中国·北京 II 图书在版编目（CIP）数据 亚洲金融发展报告. 普惠金融篇. —北京：对外经 济贸易大学出版社，2020.5 ISBN 978-7-5663-2152-7 Ⅰ. ①亚… Ⅱ. Ⅲ. ①金融−经济发展−研究报告− 亚洲 Ⅳ. ①F833 中国版本图书馆 CIP 数据核字（2020）第 082371 号 亚洲金融发展报告──普惠金融篇 责任编辑：汪 洋 出版发行：对外经济贸易大学出版社 邮政编码：100029 社 址：北京市朝阳区惠新东街 10 号 邮购电话：010 − 64492338 网 址：www.uibep.com 发行部电话：010 − 64492342 资源网址：www.uibepresources.com E-mail：uibep@126.com 成品尺寸：215mm×278mm 印 刷：北京博海升彩色印刷有限公司 印 张：6.25 版 次：2020 年 5 月北京第 1 版 字 数：160 千字 印 次：2020 年 5 月第 1 次印刷 ISBN 978-7-5663-2152-7 定 价：200.00 元 III 缩略语 ··································································· IX 序言 ······································································ XI 致谢 ···································································· XIII 概要 ····································································· XV 第一章 亚洲普惠金融发展特点与生态体系构建 ·············· 1 第一节 普惠金融的概念与意义 ············································································· 1 （一）普惠金融的概念 ······················································································ 1 （二）普惠金融的关键要素 ················································································ 3 （三）普惠金融对亚洲的重要意义 ······································································· 3 第二节 亚洲普惠金融发展特点 ············································································· 5 （一）亚洲普惠金融发展达到或赶超世界水平 ························································ 6 （二）亚洲各国普惠金融发展水平差距较大 ··························································· 9 （三）经济、教育等因素影响居民账户拥有率 ······················································· 10 （四）亚洲国家居民储蓄情况分化 ······································································ 12 （五）亚洲金融机构居民贷款可得性有待提高 ······················································· 13 （六）亚洲部分国家仍需大力提升中小企业信贷覆盖广度和深度 ······························ 14 第三节 普惠金融生态体系与指标 ········································································· 16 （一）普惠金融生态体系 ·················································································· 16 （二）普惠金融生态指标 ·················································································· 19 第二章 亚洲普惠金融生态实践案例 ··························· 25 第一节 政府推动与顶层设计 ·············································································· 25 （一）中国的顶层设计 ···················································································· 25 IV （二）印度的国家战略 ·····················································································30 （三）日本政策性融资供给体系 ·········································································33 第二节 金融基础设施建设 ··················································································36 （一）柬埔寨征信体系 ··········································································