世界银行-增强韧性和经济包容性的金融途径（英）

In PracticeFinancial Pathways toward Greater Resilience and Economic Inclusion11By Serena Stepanovic, Inés Arévalo-Sánchez, Vidya Diwakar, and Dan GilliganPublic Disclosure AuthorizedPublic Disclosure AuthorizedPublic Disclosure AuthorizedPublic Disclosure AuthorizedThe Partnership for Economic Inclusion | In Practice | Financial Pathways toward Greater Resilience and Economic Inclusion © 2025 International Bank for Reconstruction and Development / The World Bank1818 H Street NWWashington DC 20433Telephone: 202-473-1000Internet: www.worldbank.orgThis work is a product of the staff of The World Bank with external contributions. The findings, interpretations, and conclusions expressed in this work do not necessarily reflect the views of The World Bank, its Board of Executive Directors, or the governments they represent.The World Bank does not guarantee the accuracy, completeness, or currency of the data included in this work and does not assume responsibility for any errors, omissions, or discrepancies in the information, or liability with respect to the use of or failure to use the information, methods, processes, or conclusions set forth. The boundaries, colors, denominations, and other information shown on any map in this work do not imply any judgment on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries.Nothing herein shall constitute or be construed or considered to be a limitation upon or waiver of the privileges and immunities of The World Bank, all of which are specifically reserved.Rights and PermissionsThe material in this work is subject to copyright. Because The World Bank encourages dissemination of its knowledge, this work may be reproduced, in whole or in part, for noncommercial purposes as long as full attribution to this work is given.Any queries on rights and licenses, including subsidiary rights, should be addressed to World Bank Publications, The World Bank Group, 1818 H Street NW, Washington, DC 20433, USA; fax: 202-522-2625; e-mail: pubrights@worldbank.org.Cover photo: Jane Klonsky / BOMAVolume 11March 26, 2025In PracticeThe Partnership for Economic Inclusion | In Practice | Financial Pathways toward Greater Resilience and Economic Inclusion ContentsAcknowledgmentsAbout the In Practice seriesGlossaryAbbreviationsIntroductionEnhancing Resilience: Addressing Risks and Expanding Financial and Economic Inclusion for Poor and Vulnerable HouseholdsDesign Considerations Tailoring Financial Products to Increase Access and Use by Economic Inclusion Participants Building Synergies with Complementary Economic Inclusion ComponentsDelivery Considerations Working with Financial Service Providers and Market Facilitators Leveraging Digital TechnologyConclusionsNotes Referencesivvviviii912171829343438414346Interactive Table of ContentsClick to navigateThe Partnership for Economic Inclusion | In Practice | Financial Pathways toward Greater Resilience and