公众对银行决议的支持（英）-国际清算银行

FSI Insights on policy implementation No 67 Public support for bank resolution by Rastko Vrbaski, Jay Rappaport and Zach Thor July 2025 JEL classification : G01, G28, G33 Keywords: crisis management, bank resolution, public support FSI Insights are written by members of the Financial Stability Institute (FSI) of the Bank for International Settlements (BIS), often in collaboration with staff from supervisory agencies and central banks. The papers aim to contribute to international discussions on a range of contemporary regulatory and supervisory policy issues and implementation challenges faced by financial sector authorities. The views expressed in them are solely those of the authors and do not necessarily reflect those of the BIS or the Basel-based committees. Authorised by the Chair of the FSI, Fernando Restoy. This publication is available on the BIS website (www.bis.org). To contact the BIS Global Media and Public Relations team, please email media@bis.org. You can sign up for email alerts at www.bis.org/emailalerts.htm. © Bank for International Settlements 2025. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISSN 2522-249X (online) ISBN 978-92-9259-876-1 (online) Public support for bank resolution iii Contents Executive summary ........................................................................................................................................................................... 1 Section 1: Introduction .................................................................................................................................................................... 3 Section 2: Public support for resolution actions ................................................................................................................... 4 Section 3: Approaches to public support in resolution across jurisdictions .............................................................. 7 Institutional models................................................................................................................................................................. 7 Conditionalities ....................................................................................................................................................................... 10 Caps, terms and provisions ................................................................................................................................................ 13 Recoupment ............................................................................................................................................................................. 15 Section 4: Policy reflections ......................................................................................................................................................... 18 Credibility ............................................