长寿时代的理论与对策（中英）

长寿时代的理论与对策Theories and Countermeasures for the Age of Longevity作者：陈东升Author: Chen Dongsheng版权所有：泰康保险集团Copyright© 2020 Taikang Insurance Group. All Rights Reserved长寿时代的理论与对策Theories and Countermeasures for the Age of Longevity泰康保险集团Taikang Insurance Group1长寿时代的理论与对策陈东升摘要：人类社会正在进入长寿时代，这将是关系人类未来发展的重大问题。长寿时代的特征是低死亡率、低生育率、寿命延长，在相当长的时间内，人们的预期寿命每 10 年会增长 2~3 岁，若干年后，相当多的人可能进入百岁人生。与此同时，人口年龄结构从金字塔结构转变为柱状结构，平台期老龄人口占比超越 1/4。本文完善了长寿时代的概念，认为长寿时代将是人口转变下的新均衡，并在此基础上对相关学术理论进行归纳研究，系统地阐述了长寿时代的特征和形成，进而提出长寿时代将带来健康时代和财富时代，对社会的经济模式、产业结构及各个方面造成影响。本文以动态的视角看待人类社会对老龄人口占比增多现象的应对现状，对长寿时代给社会经济可能带来的影响进行了剖析，指出长寿时代下会产生新形态的长寿经济，将在微观层面深刻改变个人的生活方式及健康财富规划，促使企业转变经营方式、保持组织活力、承担社会责任。基于此，本文从社会、政府、企业三个层面探讨了长寿时代的解决方案，尤其强调企业应创新商业模式、引入共享及生态理念，对引导长寿时代下的产业变革与企业转型具有理论与实践意义。关键词：长寿时代 人口红利 长寿经济 产业结构目 录引言长寿时代的特征及形成 长寿时代对社会经济的影响长寿时代的对策结论长寿时代关键词汇中英文对照A. ForewordB. Characteristics and causes of the age of longevity C. The socio-economic impact of the age of longevityD. Countermeasures in the age of longevity E. Conclusion3155385101113416568810632Theories and countermeasures for the age of longevityChen DongshengAbstract: Human society is entering an age of longevity, which poses a sig-nificant challenge for the future development of humanity. This age of lon-gevity is characterised by low mortality and birth rates and prolonged lifes-pans. For a quite long period of time, the life expectancy of human being has increased by 2-3 years every 10 years, and the number of centenarians in our midst is increasing. At the same time, the population age structure has changed, from pyramidal to pillar-shaped, and then plateaued with the elder-ly share of population higher than one quarter. This article further refines the definition of the age of longevity, considers it as a new steady state of the de-mographic transition, and, on this basis, performs an inductive research with relevant academic theories. The article will also provide a systematic expla-nation of the characteristics and causes of the age of longevity, and further propose that this age of longevity will usher in an era of health and an era of wealth, which will have an impact on society in terms of economic models, industrial structures and a range of other dimensions. In addition, this arti-cle provides a dynamic view of how our society is responding to the rapid ageing, evaluates the potential social and economic impacts of this age of longevity, and proposes that in this era, a new model of longevity economy will emerge, which will bring about profound changes to personal lifestyles, health management and wealth planning at the micro level, and encourage enterprises to change the ways in which they do business, to maintain organ-isational vitality, and to assume greater amounts of social responsibility. On this basis, this article discusses potential solutions to the challenges posed by this age of longevity from a community, government and corporate per-spective, with a particular emphasis on the need for businesses to innovate in terms o