世界银行-对跨境贸易妇女的银行业务（英）

BANKING ON WOMENWho Trade Across BordersPublic Disclosure AuthorizedPublic Disclosure AuthorizedPublic Disclosure AuthorizedPublic Disclosure AuthorizedBANKING ON WOMEN WHO TRADE ACROSS BORDERS 1 AcknowledgementsThis report was commissioned by International Finance Corporation (IFC), a sister organization of World Bank and a member of the World Bank Group. The research was funded under the Goldman Sachs/IFC 10,000 Women program through the Women Entrepreneurs Opportunity Facility.At IFC, the report was developed under the overall guidance of Nathalie Louat (Director, CTSDR), Alexandros Ragoussis (Senior Economist, CERER), Jessica Schnabel (Senior Investment Officer, CFGBW), and Makiko Toyoda (Principal Investment Officer, CTSPD). The project was led and managed by Montserrat Ganuza, Susanne Kavelaar, and Susan Starnes. The IFC Working Group included Claudia Gutierrez Delgado, Sinan Onat, and Hui Min Toh. The report benefited from the generous inputs of Natalia Kaur Bhatia, Matthew Brown, Colin Trevor Daley, Guy Arnold Djolaud, Jose Felix Etchegoyen, Zeynep Ersel, Issa Faye, Karla Soledad Lopez Flores, Dan Goldblum, Andrey Gurevich, Heather Mae Kipnis, Martin Holtman, Henriette Kolb, Benie Olivier Landry Kouakou, Alok Kumar, Ron Leung, Anurag Mishra, Camilo Mondragon, Sephooko Motelle, Lien Hoai Nguyen, Wiza Ng’ambi, Lory Campa Opem, and Florian Wicht. The IFC team would also like to recognize Patrick Friend for copy editing and Cynthia-ël Hasbani for the design process. We are grateful for the contributions of Accenture Development Partnerships, led by Daniel Baker and Hilary White, supported by Aastha Bhalla, Marilia Sanchez, Diego Segura, and Miguel Zaldivar-Giuffredi. Research was conducted with the additional assistance from Meiqi He, Neema Kalidas, Gabriel Leite, Tiantian Lu, Pawan Mantri, Kai Milici, Magda Morice, Linh Phuong Nguyen, Vinh Nguyen, Pooja Patel, Kevin Poonan, and Hong-Van Vo. Additional support was provided by Leigh Goodwin and Jonathan C. Thomas of the Accenture Research team.Contributions from the following subject matter experts were critical: Amil Aneja (UNCDF), Theodore Barba (Infor), Anoush der Boghossian (WTO), Vanessa Erogbogbo (ITC), Deepali Fernandes (UNCDF), Ousman Gajigo (African Development Bank), Aida Lizbeth Becerra Garza (SheTrades), Philip Herry (Mastercard), Andrew Holmes (Demica), Anna Zaleski Mori (SheTrades), Marina Narganes (Demica), Eugene Bempong Nyantakyi (African Development Bank), Anu Peltola (UNCTAD), Gary Schneider (Infor), Heidi Stensland Warren (World Bank), Carl Wegner (Contour), and Simonetta Zarrilli (UNCTAD).Special thanks go to the 205 women-led businesses and business owners who participated in our survey and interviews. We would also like to recognize the valuable input from trade associations and entrepreneurship groups, including Madame Bao Hien from VAWE (Vietnam), Ms. Hoa from VBCWE (Vietnam), Pauline Okubasu from OWIT (Kenya), and Nguyen Thi Phuong Thao from VWEC (Vietnam). Additio