AIGC全生命周期业务风控白皮书-数美

版权说明本册由数美科技团队编写和制作，版权归数美科技所有。本册主要采用文献综述、桌面调研、行业访谈等调研方法，所涉及的图片、数据、参考文献、新闻报道均采集于网络公开信息，并已标注来源。本册以分析 AIGC 应用在业务运营中可能面临的风险、研讨 AIGC 应用业务风控能力搭建为主要目标，受公开资料和研究方法限制，本册内容和观点仅供读者参考和行业了解。本册为《AIGC 全生命周期业务风控白皮书》第一版，如有修订，请关注“数美科技”公众号获取新版。前言2025 年 8 月，国务院印发的《关于深入实施 “人工智能 +” 行动的意见》（以下简称《意见》），提出以科技、产业、消费、民生、治理、全球合作为重点，分三阶段推动人工智能与经济社会深度融合，目标到 2035 年全面步入智能经济和智能社会发展新阶段，标志着人工智能将全面融入生产生活。作为我国人工智能发展的顶层设计文件，《意见》中提出 “构建动态敏捷、多元协同的人工智能治理格局”，并系统构建了安全与发展并重的制度框架，其中多项条款直指 AI 安全与治理核心命题，为产业健康发展指明方向。紧随其后，2025 年 9 月在国家网络安全宣传周主论坛上，《人工智能安全治理框架》2.0 版（以下简称《框架》2.0 版）正式发布。该框架由国家网信办指导，国家互联网应急中心牵头，联合人工智能专业机构、科研院所及行业企业共同制定， 其以 2024 年发布的《框架》1.0 版为基础，落实《全球人工智能治理倡议》，结合 AI 技术迭代与应用实践，完善优化风险分类、研究探索风险分级，并动态调整防范治理措施，进一步为 “动态敏捷、多元协同” 的治理格局提供了可操作的框架支撑。在这场关乎智能经济未来的战略行动中，安全治理在规模化应用中将起到基石作用。从金融交易的欺诈防范到社交平台的内容净化，从工业互联网的数据保护到 AIGC 应用的风险拦截，安全已成为 AI 赋能千行百业的前提条件。这种广泛渗透带来的风险复杂性，使得构建覆盖 AIGC 应用全生命周期的风险防控体系成为必然要求 —— 而《框架》2.0 版对风险分类分级的探索，恰好为这一体系的搭建提供了顶层指引，这也正是数美科技十年深耕的技术战场。本白皮书立足于 AIGC 技术与行业发展实际，以全流程视角构建业务风控闭环，结合《意见》的战略方向与《框架》2.0 版的治理要求，旨在为行业提供全业务流程安全运营的参考。FOREWORDCONTENTS目录AIGC 应用发展现状与趋势··································1AIGC 应用市场规模与增长预测 ······································2行业应用场景······················································3全球 AI 监管政策现状···············································6AIGC 全生命周期风控体系··································9准备阶段：安全合规与根基建立······································11核心风险························································11风控策略：“双备案”与安全测评····································11上线阶段：实时内容风控与账号安全····································29核心风险························································29风控策略：从账号到内容的风控体系································34运营阶段：持续进化与舆情响应闭环································48核心风险：突发舆情··············································48风控策略：主动防御、持续进化····································49AIGC 应用内容与账号风控案例······························53国内 Top 开源大模型—— 账号风控的攻防实战·························54痛点挑战·························································54全流程账号风控方案···············································54效果价值·························································55全球 Top10 AI 社交工具 SpicyChat.Ai—— 内容安全实践················56痛点挑战·························································56双端协同内容风控方案·············································57效果价值·························································57AI 办公领域代表性平台 AiPPT.cn—— 内容安全实践·····················58痛点挑战·························································58场景化内容风控方案···············································59效果价值·························································59AI 视频工具闪剪 —— 内容安全实践···································60痛点挑战·························································60全生命周期内容风控方案···········································61效果价值·························································62附录：政策法规索引·······································63AIGC 全生命周期业务风控白皮书101The Current State and Future Trends of AIGCAIGC 应用发展现状与趋势AIGC Applications: Lifecycle Risk Management Playbook2AIGC 应用市场规模与增长预测 随着生成式 AI 技术的成