英文【奥纬咨询】健康保险财务趋势分析——2025年第一季度

REFINITIV STREETEVENTSEDITED TRANSCRIPTCI.N - Q1 2025 Cigna Group Earnings CallEVENT DATE/TIME: MAY 02, 2025 / 12:30PM GMTOVERVIEW:Company SummaryREFINITIV STREETEVENTS | www.refinitiv.com | Contact Us©2025 Refinitiv. All rights reserved. Republication or redistribution of Refinitiv content, including by framing or similar means, is prohibited without the prior writtenconsent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies.C O R P O R A T E P A R T I C I P A N T SRalph Giacobbe The Cigna Group - Senior Vice President, Investor RelationsDavid Cordani The Cigna Group - Chairman of the Board, Chief Executive OfficerBrian Evanko The Cigna Group - President, Chief Operating OfficerAnn Dennison The Cigna Group - Executive Vice President, Chief Financial OfficerC O N F E R E N C E C A L L P A R T I C I P A N T SLisa Gill JPMorgan Chase & Co. - AnalystA.J. Rice UBS - AnalystJustin Lake Wolfe Research - AnalystCharles Rhyee TD Cowen - AnalystAnn Hynes Mizuho Securities - AnalystAndrew Mok Barclays - AnalystErin Wright Morgan Stanley - AnalystJosh Raskin Nephron Research - AnalystGeorge Hill Deutsche Bank AG - AnlaystP R E S E N T A T I O NOperatorLadies and gentlemen, thank you for standing by for The Cigna Group's first-quarter 2025 results preview. (Operator Instructions) As a reminder,ladies and gentlemen, this conference, including the Q&A session, is being recorded. We'll begin by turning the conference over to Ralph Giacobbe.Please go ahead.Ralph Giacobbe - The Cigna Group - Senior Vice President, Investor RelationsGreat. Thank you, operator. Good morning, everyone. Thank you for joining today's call. I'm Ralph Giacobbe, Senior Vice President of InvestorRelations. With me on the line this morning are David Cordani, The Cigna Group's Chairman and Chief Executive Officer; Brian Evanko, Presidentand Chief Operating Officer; and Ann Dennison, Chief Financial Officer.In our remarks today, David, Brian, and Ann will cover a number of topics, including our first quarter 2025 financial results and our financial outlookfor 2025. Following their prepared remarks, David, Brian, and Ann will be available for Q&A.As noted in our earnings release, when describing our financial results, we use certain financial measures including adjusted income from operationsand adjusted revenues, which are not determined in accordance with accounting principles generally accepted in the United States, otherwiseknown as GAAP.A reconciliation of these measures to the most directly comparable GAAP measures, shareholders net income and total revenues, respectively, iscontained in today's earnings release, which is posted in the Investor Relations section of thecignagroup.com. We use the term labeled adjustedincome from operations and adjusted earnings per share on the same basis as our principal measures of financial performance.2REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us©2025 Refinitiv. All rights