瑞再：新风险洞察报告（英文）

June 2022Swiss Re SONARNew emerging risk insights10th anniversary editionEvery year, Swiss Re SONAR informs and inspires conversations about emerging risks, so the insurance industry and its clients can continue to build resilience.3 Swiss Re SONAR New emerging risks insightsContentsOverview: Emerging risk themes & Trend spotlights 4Foreword 5Introduction 7Macro trends 8Reflections: John Dacey 1310 years of SONAR – lessons from emerging risks 149 Emerging risk themes and 5 Trend spotlightsDemographic and social environment 18Eroding trust – new worries for public health and medical science 20Baby dreams – risks in the fertility services 22How to better prepare for the next pandemic – Trend spotlight 24Reflections: Cathy Desquesses 26Political and economic environment 28Challenges in construction – raw material shortages and price increases 30Reflections: Jean-Claude Trichet 32Commercial space age – coverage for satellites on collision course? 34Technological and natural environment 36Thawing permafrost – accelerating climate, infrastructure 38 and health hazardsReflections: Christoph Nabholz 41New fuels to decarbonise the shipping industry – Trend spotlight 42Quantum computing – a threat before an opportunity 44Biotech boom drives innovation and risks – Trend spotlight 46Underwriting crypto asset risk – what are the odds? 48Invasive species – if climate change adaption goes wrong 52Sustainable farming revolution – Trend spotlight 54Competitive and business environment 58Legal tech – is AI rendering justice? 60Overcoming hurdles in automated underwriting – Trend spotlight 62Appendix: Terms and definitions 64Emerging risk themesChallenges in construction – raw material shortages and price increasesThawing permafrost – accelerating climate, infrastructure and health hazardsEroding trust – new worries for public health and medical scienceUnderwriting crypto asset risk – what are the odds?Baby dreams – risks in the fertility servicesQuantum computing – a threat before an opportunityCommercial space age – coverage for satellites on collision course?Legal tech – is AI rendering justice?Invasive species – if climate change adaption goes wrongPotential Impact0 – 3 years> 3 yearsHighMediumLowMost affected business areasProperty LinesCasualtyFinancial Markets incl. insurers’ assetsSpecialty LinesLife & HealthOperations incl. regulatory changes ̤ How to better prepare for the next pandemic ̤ New fuels to decarbonise the shipping industry ̤ Biotech boom drives innovation and risks ̤ Sustainable farming revolution ̤ Overcoming hurdles in automated underwritingTrend spotlights5 Swiss Re SONAR New emerging risks insightsForewordThis 10th anniversary edition of our SONAR publication comes at a time when the world is in a state of shock and crisis. Most immediate is the war in Ukraine and the death and destruction this is causing. The conflict is further weakening already-strained international relations, and comes in the wake of a still ongoing pande