BOC： 2022年支付方式调查报告：13年间的现金使用情况

Central bank digital currency and European banks’ balance sheets Petracco Giudici, M., Di Girolamo, F. 2023 EUR 31387 EN ISSN 1831-9424 This publication is a Technical report by the Joint Research Centre (JRC), the European Commission’s science and knowledge service. It aims to provide evidence-based scientific support to the European policymaking process. The contents of this publication do not necessarily reflect the position or opinion of the European Commission. Neither the European Commission nor any person acting on behalf of the Commission is responsible for the use that might be made of this publication. For information on the methodology and quality underlying the data used in this publication for which the source is neither Eurostat nor other Commission services, users should contact the referenced source. The designations employed and the presentation of material on the maps do not imply the expression of any opinion whatsoever on the part of the European Union concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. EU Science Hub https://joint-research-centre.ec.europa.eu JRC132239 EUR 31387 EN PDF ISBN 978-92-76-61675-7 ISSN 1831-9424 doi:10.2760/1356 KJ-NA-31-387-EN-N Luxembourg: Publications Office of the European Union, 2023 © European Union, 2023 The reuse policy of the European Commission documents is implemented by the Commission Decision 2011/833/EU of 12 December 2011 on the reuse of Commission documents (OJ L 330, 14.12.2011, p. 39). Unless otherwise noted, the reuse of this document is authorised under the Creative Commons Attribution 4.0 International (CC BY 4.0) licence (https://creativecommons.org/licenses/by/4.0/). This means that reuse is allowed provided appropriate credit is given and any changes are indicated. For any use or reproduction of photos or other material that is not owned by the European Union, permission must be sought directly from the copyright holders. How to cite this report: Petracco Giudici, M., Di Girolamo E., Central bank digital currency and European banks’ balance sheets, Publications Office of the European Union, Luxembourg , 2023, doi:10.2760/1356, JRC132239 . i Contents Abstract ...................................................................................................................................................................1 Acknowledgements .................................................................................................................................................2 1 Introduction .......................................................................................................................................................3 2 Background and scenarios on a Euro Central Bank Digital Currency ................................................................4 3 Methodology and data ....................................